1

Opportunity

When businesses need funding, there are always loan opportunities. BigFundr understands this and searches the globe for real estate backed opportunities.

2

Credit Assessments

BigFundr conducts appropriate credit assessments and due diligence on these loan opportunities. ALL loans must have real estate as security collateral.

3

Seek Opportunity

Every real estate opportunity is then listed on the BigFundr platform. You can seek out the opportunity that fits your needs.

4

Risks vs Returns

There will be a detailed document made available for you to ascertain the risks vs returns of each real estate backed loan opportunity that suits you.

5

Cash Transfer

Once you have decided to invest in a particular deal (e.g. S$5,000 at 3% p.a.), you will have to transfer your funds to the account managed by the escrow agent (an independent third party).

6

Contracts/Paperwork

The escrow agent (acting on your behalf) will only release the funds to the borrower’s account after they have cleared compliance and signed the necessary legal contracts.

7

Protection

The role of the escrow agent is to protect your interests as a neutral third party (as required by MAS) to administer the invested funds and also act as a security trustee holding the loan securities (i.e. real estate collateral) on your behalf.

8

Repayment

The borrower will repay the principle and the agreed interest according to the repayment schedule.

9

Interest and Principal Payments

Our investors’ interests and principal are guaranteed by Maxi-Cash, an SGX listed company.

10

Admin Fee

BigFundr charges a 15% admin fee on interest earned by you. Example: Gross interest earned on S$5,000 at 3% p.a. = S$150. BigFundr’s admin fee of 15% x S$150 = S$22.5. Net interest earned by you is S$150 – S$22.5 = S$127.5.