Our Philosophy
At BigFundr, we believe in first, guaranteeing your principal and interest, and then offering 'steady, consistent returns' superior to what is being offered in the traditional fixed income market.
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Getting Started
Tell us about yourself.
Tell us about your goals, risk tolerance, and investment timeline. We will tailor our portfolio recommendation based on your individual circumstances.
Onboard online in 10 minutes.
Once you're done with your plan, we'll need some personal information (much like opening a bank account but entirely online). As an MAS-licensed financial adviser, we make sure to follow the rules, so you get all the benefits and none of the hassle.
We ensure that it is secure for you.
When you create a BigFundr account, an independent third-party cash administrator will be engaged to handle your funds and process the transactions you make on our platform.
The cash administrator appointed in BigFundr is Vistra.
What we do in 10 simple steps.
Opportunity.
When businesses need funding, there are always loan opportunities. BigFundr understands this and searches for real estate backed opportunities across various developed countries in the world, such as the United Kingdom, Australia and Europe.
Credit Assessment.
BigFundr conducts appropriate credit assessments and due diligence on these loan opportunities. ALL loans must have real estate as security collateral.
Seek Opportunity
Every real estate opportunity is then listed on the BigFundr platform. You can seek out the opportunity that fits your needs.
Risks vs Returns
There will be a detailed document made available for you to ascertain the risks vs returns of each real estate backed loan opportunity that suits you.
Cash Transfer
Once you have decided to invest in a particular deal e.g. S$5,000 at net returns of 3.4% p.a. (after admin fee), you will have to transfer your funds to the account managed by our appointed cash administrator (independent third party).
Contracts / Paperwork
The cash administrator (independent third party) will only administer the release of the funds to the borrower’s account after they have cleared compliance and signed the necessary legal contracts.
Protection
The role of the cash administrator (independent third party) is to protect your interests as a neutral third party (as required by MAS) to administer the invested funds on your behalf.
Repayment
The borrower will repay the principal and the agreed interest according to the repayment schedule.
Interest and Principal Payments
Our investors’ interests and principal are guaranteed by Maxi-Cash*.
Admin Fee
Gross interest earned on S$5,000 at 4% p.a. = S$200. BigFundr’s admin fee of 15% x S$200 = S$30. Net interest earned by you is 3.4% p.a. S$200 – S$30 = S$170.
